Miscellaneous Insurance
"Provides protection against all risks associated with erection, testing, commissioning of machinery etc."
Miscellaneous Insurance
Miscellaneous Insurance refers to contracts of insurance other than those of Life, Fire and Marine insurance. It covers a variety of risks, the chief of which are:- Lift, Aviation etc.
Type of Miscellaneous Insurance Policy
Lift Insurance
WHAT CAN BE INSURED Any lift used for the carriage of passengers/goods including hoists fitted in offices multi-storeyed business and residential complexes hospitals/theatres etc. The lift includes the operating plant machinery safety appliances devices doors etc.
WHO CAN TAKE INSURANCE Owners/managers of the establishments cited above where lift/s exist and are used by the public.
RISK COVERAGE:
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Legal liability to any third party arising out of the use of the lift such as:
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Liability for third party injury including death
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Loss/damage to third party property ( not carried in the lift)
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Loss/damage to wearing apparel/personal effects of any third party
Aviation Insurance
Aviation insurance provides coverage for hull (aircraft) losses as well as liability for passenger injuries, environmental and third-party damage caused by aircraft accidents. insurance against claims and losses arising from the ownership, maintenance, or use of aircraft, hangars, or airports.
Types of aviation insurance
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In-flight insurance
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Ground risk hull (non-motion) insurance
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Ground risk hull (motion) insurance
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Public liability insurance
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Passenger liability insurance
